Banking with the Major Banks

We currently bank with all four major banks which offer great travel credit cards.  There is never a guarantee of credit card approvals, but we find that some banks value relationships especially when seeking a business credit card.  We value enhancing application approvals by creating these relationships.  Currently, Capital One and American Express are stand-out banks offering no fees, no minimums and great rates on their high yield savings accounts (HYSA).  Citi offers a competitive HSA rate but you must meet the current minimum balances.

FINANCIAL DISCLOSURE:The information provided in this video does not constitute financial, investment, or legal advice. Using credit cards carries inherent financial risks, including high-interest charges and credit score damage if not managed correctly. I am sharing my personal strategy for points optimization, which may not be suitable for everyone. Always read the terms and conditions of any credit card issuer before applying.